Ripple (available on Binance)’s annual Swell conference concluded its first day yesterday. This year, the company is hosting the event in San Francisco, California. Last year, the Ripple (available on Binance) Swell Conference was held in Toronto, Ontario, and was three days in total.

This year, Ripple (available on Binance) packed the conference into two days and kicked it off with an on-stage Q&A with former US President Bill Clinton.

Ripple (available on Binance) Swell Conference Day One

Here’s your behind the scenes look inside #SwellbyRipple (available on Binance). For all the latest updates during the event: https://t.co/ayefHcxAxH pic.twitter.com/b1cEiEu3dd
— Ripple (available on Binance) (@Ripple (available on Binance)) October 1, 2018

Brad Garlinghouse took the stage after the lunch break and discussed Ripple (available on Binance)’s core mission—the Internet of Value. Garlinghouse explained, “It’s about the opportunity to be a builder—to partner with industry and enable somETHing that hasn’t yet been seen: the dawn of another era in globalization.”

Unlike the rest of the crypto world, Ripple (available on Binance) is centered around working with the existing global financial services industry to build, rather than disrupt. You can imagine that this has caused some definite controversy, as much of the crypto sphere feels Ripple (available on Binance)’s ‘centralized’ nature goes completely against what digital currencies were meant to be.

Take a listen to Garlinghouse’s speech and tell me what you think in the comments below.

Banco Santander and Ripple (available on Binance)

Next, Ed Metzger, the head of Innovation at Banco Santander, spoke about its product One Pay FX. One Pay FX is the world’s first mobile application for cross-border payments that is powered by Ripple (available on Binance)Net.

At the Ripple (available on Binance) Swell Conference, Metzger described his financial institution’s journey with Ripple (available on Binance). Currently, Banco Santander currently has 140 million retail and commercial customers across the globe.

With its customer base all over, its retail customers are now expecting more out of the bank.